You’ve reached a transition in your life where it’s vital that you take care of your savings and avoid mistakes. Wealthquest can guide you through key decisions, keep you focused on your family priorities, and empower you to make decisions confidently. We coordinate the entire operation with the professionals on our team, so you can sit at the table as we develop a personalized strategy together.

We’ll share our collective advice and set in motion a financial plan that includes tax planning and preparation, estate planning, as well as an investment strategy to match. Whether you’re approaching retirement, buying a vacation home, or need to transition the family business, we’ll be ready to help.

As part of Expeditions, we offer the following services at no additional charge:

Investment Management

Reaching your goals and dreams is often the result of purposeful planning, good advice, and sound investing. Wealthquest helps you to reach your goals with a proven approach to portfolio management. Our Investment Committee team holds highly regarded designations in the field of investment management with both the CFA® and CFP® marks. We will apply our experience and expertise to managing your investment assets, while always keeping your tolerance for risk in focus.

Diversified Asset Allocation
Combines Active, Passive, and Alternative Strategies
Customized around client concentrated holdings
Option Strategies for unique needs

Tax Prep and Planning

Proper tax planning is not just about minimizing your current tax burden, it is about mapping out a plan for your future tax obligations as well - providing you with efficient means of accomplishing your goals. We can help you identify opportunities you may not be aware of and develop tax saving strategies to maximize your income and asset growth. Our tax preparation brings proactive tax planning to a new level.

Federal, State and Local Tax Return Preparation
Proactive Deduction Strategies
Tax Bracket Forecasting & Management
Coordination with Financial Plan

Financial Planning

While this is a simple concept, the exercise of Financial Planning involves addressing the many complexities presented by your taxes, investments, insurance needs, and estate plan (just to name a few). By understanding these things individually, and how they relate to each other collectively, we are able to develop a personalized strategy that will help you accomplish your goals and pursue your dreams.

Real-Time Cloud-Based Financial Plan
Retirement Cash Flow Analysis
Risk Management Review
Insurance Policy Audit
College Affordability Analysis
Monte Carlo Simulation Stress Test

Retirement

Retirement preparation is grounded in a solid financial plan that identifies opportunities as they present themselves. If you are contemplating retirement or already retired, we can help you build a plan to ensure the future security of your wealth.

Tax Efficient Income Distributions
Roth Conversion Analysis
Qualified Charitable Distributions of RMDs
What-if scenarios to test alternative retirement scenarios

Estate Planning

Who will inherit your property when you’re gone? What kind of medical treatments will you want to receive – or avoid – if you become critically ill? When you engage in estate planning, you address these questions and create a directive for how your financial and personal affairs should be handled after you can no longer manage them. We will evaluate pitfalls in your current plan, make you aware of opportunities you may be missing, and walk you through the many options available to you. Then we help you to prioritize your goals and implement your plan with the aid of an experienced estate planning attorney.

Estate Document Preparation Reimbursement per advisory agreement
Existing Document Review
Plan Design Direction
Document Preparation and Implementation
Family Legacy Strategies
Charitable Planning

Charitable

Whether through a Charitable Trust, Foundation, Endowment, or Donor-Advised Fund, Wealthquest offers the strategies needed to expand the impact of your wealth through charity. We will explore the options that apply to your situation, and help you understand the benefits and drawbacks to each specific design. We will look at the options from many angles, not only what works for you, but also what benefits the charities, and what you can do to keep your heirs involved in the causes you believe in.

Charitable Trust Design
Donor-Advised Funds
Highly Appreciated Property Strategies
Private Family Foundations

Insurance

When it comes to personal finances, life, disability, and long-term care insurance are topics that many people dislike the most. However, most people recognize that insurance is a vital component in managing their financial and family affairs responsibly. The proper types and amounts of insurance can help protect your family from a devastating financial loss. We will review your current policies, and, if needed, explore the most appropriate type of insurance for your specific situation.

Objective Needs-Based Insurance Assessments
Existing Policy Review
Coordination with Financial Plan

College

If the thought of saving for your child’s or grandchild’s education causes concern or even panic, we can help. We will work with you to define your goals while keeping your own potential retirement objectives in mind. We will discuss with you the many saving vehicles and gifting strategies that are available to aid you in this effort, and we will help you to implement a plan that will put you on track to reach your goal.

Tax Efficient Funding and Savings Strategies
School-Specific Affordability Analysis
FAFSA Assistance
Birkman Assessment for One Student Per Year

$500K - $2.5 M

Wealthquest Corp’s tiered annual investment advisory fee is based upon a percentage of the market value of the assets placed under our management ranging from 1.25%-.96%. At most firms in the industry, this fee only covers money management and a little financial advice. At Wealthquest, our competitive fees include all of the following:

Investment Management
Tax Preparation & Planning
Financial Planning
Retirement Planning
Estate Planning
Charitable Planning
Insurance Selection
Education Planning

Please Note: The scope of any financial planning, consulting, and tax preparation services to be provided depends upon the terms of the engagement and specific requests and needs of the client. WQC does not serve as an attorney, certified public accounting firm, or insurance agency. WQC does not prepare legal documents, nor does it sell insurance products. If the client desires, one of WQC’s affiliated entities and/or representatives, in their separate individual licensed capacities, can be engaged to provide insurance sales/services and/or legal services per the terms and conditions of a separate engagement and fee as described on WQC’s written disclosure brochure.

Investment Management

Tax Prep and Planning

Financial Planning

Retirement

Estate Planning

Charitable

Insurance

College

$500K - $2.5 M

Invest In Your Life. We’ll Do The Rest.

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