You’ve reached a transition in your life where it’s vital that you take care of your savings and avoid mistakes. Wealthquest can guide you through key decisions, keep you focused on your family priorities, and empower you to make decisions confidently. We coordinate the entire operation with the professionals on our team, so you can sit at the table as we develop a personalized strategy together.
We’ll share our collective advice and set in motion a financial plan that includes tax planning and preparation, estate planning, as well as an investment strategy to match. Whether you’re approaching retirement, buying a vacation home, or need to transition the family business, we’ll be ready to help.
As part of Expeditions, we offer the following services at no additional charge:
Reaching your goals and dreams is often the result of purposeful planning, good advice, and sound investing. Wealthquest helps you to reach your goals with a proven approach to portfolio management. Our Investment Committee team holds highly regarded designations in the field of investment management with both the CFA® and CFP® marks. We will apply our experience and expertise to managing your investment assets, while always keeping your tolerance for risk in focus.
- Diversified Asset Allocation
- Combines Active, Passive, and Alternative Strategies
- Customized around client concentrated holdings
- Option Strategies for unique needs
Tax Prep and Planning
Proper tax planning is not just about minimizing your current tax burden, it is about mapping out a plan for your future tax obligations as well - providing you with efficient means of accomplishing your goals. We can help you identify opportunities you may not be aware of and develop tax saving strategies to maximize your income and asset growth. Our tax preparation brings proactive tax planning to a new level.
- Federal, State and Local Tax Return Preparation
- Proactive Deduction Strategies
- Tax Bracket Forecasting & Management
- Coordination with Financial Plan
While this is a simple concept, the exercise of Financial Planning involves addressing the many complexities presented by your taxes, investments, insurance needs, and estate plan (just to name a few). By understanding these things individually, and how they relate to each other collectively, we are able to develop a personalized strategy that will help you accomplish your goals and pursue your dreams.
- Real-Time Cloud-Based Financial Plan
- Retirement Cash Flow Analysis
- Risk Management Review
- Insurance Policy Audit
- College Affordability Analysis
- Monte Carlo Simulation Stress Test
Retirement preparation is grounded in a solid financial plan that identifies opportunities as they present themselves. If you are contemplating retirement or already retired, we can help you build a plan to ensure the future security of your wealth.
- Tax Efficient Income Distributions
- Roth Conversion Analysis
- Qualified Charitable Distributions of RMDs
- What-if scenarios to test alternative retirement scenarios
Who will inherit your property when you’re gone? What kind of medical treatments will you want to receive – or avoid – if you become critically ill? When you engage in estate planning, you address these questions and create a directive for how your financial and personal affairs should be handled after you can no longer manage them. We will evaluate pitfalls in your current plan, make you aware of opportunities you may be missing, and walk you through the many options available to you. Then we help you to prioritize your goals and implement your plan with the aid of an experienced estate planning attorney.
- Estate Document Preparation Reimbursement per advisory agreement
- Existing Document Review
- Plan Design Direction
- Document Preparation and Implementation
- Family Legacy Strategies
- Charitable Planning
Whether through a Charitable Trust, Foundation, Endowment, or Donor-Advised Fund, Wealthquest offers the strategies needed to expand the impact of your wealth through charity. We will explore the options that apply to your situation, and help you understand the benefits and drawbacks to each specific design. We will look at the options from many angles, not only what works for you, but also what benefits the charities, and what you can do to keep your heirs involved in the causes you believe in.
- Charitable Trust Design
- Donor-Advised Funds
- Highly Appreciated Property Strategies
- Private Family Foundations
When it comes to personal finances, life, disability, and long-term care insurance are topics that many people dislike the most. However, most people recognize that insurance is a vital component in managing their financial and family affairs responsibly. The proper types and amounts of insurance can help protect your family from a devastating financial loss. We will review your current policies, and, if needed, explore the most appropriate type of insurance for your specific situation.
- Objective Needs-Based Insurance Assessments
- Existing Policy Review
- Coordination with Financial Plan
If the thought of saving for your child’s or grandchild’s education causes concern or even panic, we can help. We will work with you to define your goals while keeping your own potential retirement objectives in mind. We will discuss with you the many saving vehicles and gifting strategies that are available to aid you in this effort, and we will help you to implement a plan that will put you on track to reach your goal.
- Tax Efficient Funding and Savings Strategies
- School-Specific Affordability Analysis
- FAFSA Assistance
- Birkman Assessment for One Student Per Year