You’re in the thick of it. While family and work demand the best of your time and energy, you realize that planning your financial future isn’t getting the attention it deserves. Sure, someday you’ll get around to building a plan, but the cost of inaction is real and carries high risks for you and your family. In Ascend, we work with you now to build an investment strategy and financial plan that fits your needs. Then, as you continue to invest, save, and set goals for your future, you can trek on with confidence – knowing you have the expertise of our entire team of professionals as your guide.

Whether it’s paying down debt, saving for college, or balancing a budget, we take the guesswork out of planning your financial future. With a Certified Financial Planner (CFP®) as your guide, you’ll be able to pursue your financial goals with intentionality and confidence.

As part of Ascend, we offer the following services per the advisory agreement.

Financial Planning

While this is a simple concept, an accurate and thorough plan can help families navigate through complex and competing goals. This is because a better understanding of the big picture allows you to prioritize your immediate needs and wants and allocate resources toward pursuing your future dreams.

Real-Time Cloud-Based Financial Plan with Account Aggregation
Tax-efficient Savings Strategies for Retirement and Education Planning
Personal Budgeting and Cash Flow Management Tools
Investment Advice for Employer-Sponsored Retirement Plans (401k, etc.)
Risk Management Solutions & Estate Planning Analysis

Investment Management

Reaching your goals and dreams is often the result of purposeful planning, good advice, and sound investing. Wealthquest helps you to reach your goals with a proven approach to portfolio management. Our Investment Committee team holds highly regarded designations in the field of investment management with both the CFA® and CFP® marks. We will apply our experience and expertise to managing your investment assets, while always keeping your tolerance for risk in focus.

Institutional Asset Allocation
Low cost ETF based portfolios with No transaction fees
Tax-loss harvesting available on taxable accounts
Automatic portfolio rebalancing

Estate Planning

Who will inherit your property when you’re gone? What kind of medical treatments will you want to receive – or avoid – if you become critically ill? When you engage in estate planning, you address these questions and create a directive for how your financial and personal affairs should be handled after you can no longer manage them. We will evaluate pitfalls in your current plan, make you aware of opportunities you may be missing, and walk you through the many options available to you. Then we help you to prioritize your goals and implement your plan with the aid of an experienced estate planning attorney.

Estate Document Preparation Reimbursement per advisory agreement
Existing Document Review
Plan Design Direction
Document Preparation and Implementation

Tax Prep and Planning

Proper tax planning can minimize your current and future tax burden, providing you with efficient means of accomplishing your goals. We can help you identify opportunities you may not be aware of and develop tax saving strategies to maximize your income and asset growth. Our tax preparation brings proactive tax planning to a new level.

Federal, State and Local Tax Return Preparation
Proactive Deduction Strategies
Tax Bracket Management
Coordination with Financial Plan

Insurance

When it comes to personal finances, life, disability, and long-term care insurance are topics that many people dislike the most. However, most people recognize that insurance is a vital component in managing their financial and family affairs responsibly. The proper types and amounts of insurance can help protect your family from a devastating financial loss. We will review your current policies, and, if needed, explore the most appropriate type of insurance for your specific situation.

Objective Needs-Based Assessments
Existing Policy Review
Smart Search Underwriting
Coordination with Financial Plan

College

If the thought of saving for your child’s or grandchild’s education causes concern or even panic, we can help. We will work with you to define your goals while keeping your own potential retirement objectives in mind. We will discuss with you the many saving vehicles and gifting strategies that are available to aid you in this effort, and we will help you to implement a plan that will put you on track to reach your goal.

Tax Efficient Funding and Savings Strategies
School-Specific Affordability Analysis
FAFSA Assistance
Birkman Assessment for One Student Per Year
Federal, State and Local Tax Return Preparation
Proactive Deduction Strategies
Tax Bracket Management
Coordination with Financial Plan

$0 - $500K

This is our true flat-fee engagement. Initial financial planning analysis recommendations are available as a one-time fee of $2,000 up-front. Annual engagements are billed at $1,800 or $150/month. Investment management is offered at a flat rate of 0.80%. At most firms in the industry, this fee only covers money management and a little financial advice. At Wealthquest, our competitive fees include all of the following:

Please Note: The scope of any financial planning, consulting, and tax preparation services to be provided depends upon the terms of the engagement and specific requests and needs of the client. WQC does not serve as an attorney, certified public accounting firm, or insurance agency. WQC does not prepare legal documents, nor does it sell insurance products. If the client desires, one of WQC’s affiliated entities and/or representatives, in their separate individual licensed capacities, can be engaged to provide insurance sales/services and/or legal services per the terms and conditions of a separate engagement and fee as described on WQC’s written disclosure brochure.

Financial Planning

Investment Management

Estate Planning

Tax Prep and Planning

Insurance

College

$0 - $500K

Invest In Your Life. We’ll Do The Rest.

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